Association Group Fixed Indemnity

Our Fixed Indemnity provides non-ACA health insurance, designed to fill coverage gaps and protect against Accident and Sickness or Accident Only, with customized coverage to fit within your member’s budget.

Starting with the core Hospital Indemnity benefit, Association or Affinity Groups can package 30+ benefit options, covering the following benefit categories: hospital confinement, surgery, additional care, medical professional care, medical care facility confinement, and newborn indemnity. In addition, there are up to 9 optional benefit riders, including: AD&D, AME; cancer, CI, and more.

Key contact

Wayne Martinez
Business Development Manager

Brochures, applications, and forms

Meet our talented Association Group Fixed Indemnity colleagues

Our people have decades of experience solving some of the industry’s biggest challenges.

Wayne Martinez
Business Development Manager
David Burke
Senior Underwriter, Director of Accident and Health
Seth Merenbloom
Director, Accident and Health

Claims and Support

Our professionals put customer needs first, while handling claims with speed and efficiency.


Our professionals are dedicated to reducing your cost of risk while handling claims quickly and efficiently.

Contact us

Get in touch if you want to speak to us about a product or a claim.